Foreclosure Lawyer in
Largo, FL
Looking for a Foreclosure Lawyer in Largo, FL?
While the foreclosure rate has dipped since its peak in the Great Recession, many homeowners still face this financial disaster every day. Lenders foreclosed on about one out of every 215 homes in 2018 according to some sources. However, just because a lender is foreclosing on your home doesn’t mean your fight is over. While some homeowners are loath to enlist the help of a lawyer, an experienced defense attorney can greatly improve your chances of avoiding foreclosure on your home. If you need help defending your home against foreclosure in the Largo, FL area, the Wheeler Law Firm can help. Call the Wheeler Law Firm for help with foreclosure in any of these communities:
- Largo, FL
- Pinellas County, FL
- Hillsborough County, FL
- Manatee County, FL
- Pasco County, FL
Preparing a Foreclosure Defense
A home is an expensive asset. They’re so expensive that the vast majority of Americans need some help to afford one. That’s why banks offer mortgages. A mortgage is a loan that is secured by the value of your home. If you fail to make your mortgage payments, a lender can foreclose on your home to recoup the loss they incurred from your mortgage. However, even if you miss one, two, or more mortgage payments, you still have options. Don’t let the bank take your home without a fight. If you’re facing foreclosure, a reliable lawyer may have options to help you keep your home.
Call Today to Speak to a Foreclosure Defense Attorney
In Florida, a lender can’t just show up to your doorstep one day and kick you out of your home. Instead, there’s a strict process that they need to follow. Those steps include:
- Missed payments – a lender can’t foreclose on your home unless you don’t pay them. If you miss a single payment, the lender won’t foreclose on your home. Even if you miss multiple payments, your lender may work with you to let you keep your home. However, once you start missing multiple payments without any way to pay them back, you’re in trouble.
- 120-day waiting period – a lender needs to wait four months before they can pursue foreclosure. Until then they’ll just send you notifications that you’re breaching your mortgage agreement. This is the time that you should begin consulting an attorney to assess your options and build a defense in your foreclosure case. You may be able to pursue options like a loan modification or selling your home.
- Notice of Default – after the 120-day waiting period, your lender will send you a document notifying you that your loan is in default. At this time, the lender will file a case with the civil court to foreclose on your property.
- Civil trial – you and your lawyer will file an answer regarding your foreclosure with the court. Your answer will address the accusations that the lender made in their complaint.
- Judgment or trial – at this point, the lender will ask the court to make a judgment in your case. If the court refuses, your case will go to trial.
With a qualified lawyer by your side, you may be able to stop the foreclosure process or minimize the amount you owe your lender.
Choose a Foreclosure Law Firm You Can Count On
If you’re facing down a lender who’s trying to foreclose on your property, you have every reason to be stressed. You may feel alone and powerless. However, you don’t need to do this alone. The Wheeler Law Firm has spent nearly a decade helping clients in the Largo, FL area avoid foreclosure or minimize its impact on their lives. If you need help, don’t wait. Call the Wheeler Law Firm today for a consultation and advice on your foreclosure.
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I referred a client to Ms. Wheeler because I had heard about her aggressive style and her exceptional ability to... read moreI referred a client to Ms. Wheeler because I had heard about her aggressive style and her exceptional ability to get positive results for her clients. Therefore, I sent her a personal injury matter wherein the Plaintiff was catastrophically injured and the issues were particularly complex. And I just got a call from that client thanking me profusely for sending him to Ms. Wheeler because she went up against the insurance companies and got them to settle quickly without it dragging on like most cases. Ms. Wheeler is an exceptional attorney who treats her clients with compassion and fights for their interests vigorously. I will be referring more clients to her. read less
Best Lawyer in town, provided me with excellent services and won my trial. Hands down definitely worth it. I am... read moreBest Lawyer in town, provided me with excellent services and won my trial. Hands down definitely worth it. I am an Air Force veteran and she truly went above and beyond to do the best. Thank you.
Michael Kramer read lessI contacted Ms. Wheeler because a real estate management company presented me with an unfair lease and then refused to... read moreI contacted Ms. Wheeler because a real estate management company presented me with an unfair lease and then refused to refund my deposit when I declined to sign it. She had alot of knowledge on the subject, and in less than a week, she had the issue resolved. I was given a full refund, and didn't even have to go to court. I would recommend all of my friends and family to wheeler law firm. read less
Attorney Wheeler recently helped me with a family probate case from start to finish. She was extremely helpful, knowledgeable and... read moreAttorney Wheeler recently helped me with a family probate case from start to finish. She was extremely helpful, knowledgeable and friendly. She went above and beyond to make sure the case was handled in the most timely manner as possible. I highly recommend her services to anyone in need. read less
The Most Talented Attorney - She is a machine!
Words can’t even describe the harassment I endured with my ex... read moreThe Most Talented Attorney - She is a machine!
Words can’t even describe the harassment I endured with my ex in this case. The anxiety and my lack of court knowledge was crippling. I had a very poor attorney that took my money and did nothing accomplished nothing for weeks. That’s when I called Attorney Valentina Wheeler into my messy case - she turned my nightmare into hope and I finally had a feeling of being heard and empowered. During our consultation she took time to hear everything, looked at the entire case, and never made me feel rushed. When she stepped in, the case moved so quick and in my favor. She is a machine! She was determined and stood by my side through all the lies and manipulation from an unreasonable ex. She is intelligent and fierce. She is so savage in the most eloquent way, with the most heart. My son is my life and Valentina embraced that. She is such a passionate attorney because she understands the importance of family. She is my champion in the courtroom. She pours everything into her work and always keeps her word. When she says she will file or get a hearing, you will see the results of her work in a timely manner. She is so responsive and she always made me feel like I am her most important case.
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Thank you so much for for caring Valentina. I’ll be forever grateful. I can’t thank you enough for the amazing work you have done and continue to do for myself and my son! read lessI consulted with Ms. Wheeler about filing for dissolution of marriage in FL vs another state and she quickly took... read moreI consulted with Ms. Wheeler about filing for dissolution of marriage in FL vs another state and she quickly took me through FL law, its advantages and disadvantages, then honestly advised me to file outside of FL. I appreciated the directness and honesty. She helped me make the final decision. read less
Ms. V. Wheeler is an amazing attorney! I'd recommend her to handle any of your legal matters! Very easy to... read moreMs. V. Wheeler is an amazing attorney! I'd recommend her to handle any of your legal matters! Very easy to communicate with, reasonable fees. She won't let her cases to drag forever, she is very efficient and knows how to get legal matters resolve quickly and with a favorable outcome. She responds quickly to any questions, follows through and reacts quickly to any inquiries. read less
Ms. V. Wheeler is an amazing attorney! I'd recommend her to handle any of your legal matters! Very easy to... read moreMs. V. Wheeler is an amazing attorney! I'd recommend her to handle any of your legal matters! Very easy to communicate with, reasonable fees. She won't let her cases to drag forever, she is very efficient and knows how to get legal matters resolve quickly and with a favorable outcome. She responds quickly to any questions, follows through and reacts quickly to any inquiries. read less
Attorney Wheeler recently helped me with a family probate case from start to finish. She was extremely helpful, knowledgeable and... read moreAttorney Wheeler recently helped me with a family probate case from start to finish. She was extremely helpful, knowledgeable and friendly. She went above and beyond to make sure the case was handled in the most timely manner as possible. I highly recommend her services to anyone in need. read less
I consulted with Ms. Wheeler about filing for dissolution of marriage in FL vs another state and she quickly took... read moreI consulted with Ms. Wheeler about filing for dissolution of marriage in FL vs another state and she quickly took me through FL law, its advantages and disadvantages, then honestly advised me to file outside of FL. I appreciated the directness and honesty. She helped me make the final decision. read less
The information contained on this website is presented for informational and marketing purposes only and is not to be understood as legal advice. You should consult an attorney for advice respecting your individual needs. Wheeler Law Firm, PLLC looks forward to speaking with you about your particular needs. Please note, however, that the mere act of contacting our firm does not create an attorney-client relationship. As a result, you should never send any confidential information to our office until a Representation Agreement has been signed by both you and Wheeler Law Firm, PLLC.