Wheeler Law Firm PLLC

Foreclosure Lawyer in
Largo, FL

Looking for a Foreclosure Lawyer in Largo, FL?

While the foreclosure rate has dipped since its peak in the Great Recession, many homeowners still face this financial disaster every day. Lenders foreclosed on about one out of every 215 homes in 2018 according to some sources. However, just because a lender is foreclosing on your home doesn’t mean your fight is over. While some homeowners are loath to enlist the help of a lawyer, an experienced defense attorney can greatly improve your chances of avoiding foreclosure on your home. If you need help defending your home against foreclosure in the Largo, FL area, the Wheeler Law Firm can help. Call the Wheeler Law Firm for help with foreclosure in any of these communities:

  • Largo, FL
  • Pinellas County, FL
  • Hillsborough County, FL
  • Manatee County, FL
  • Pasco County, FL
foreclosure defense largo fl

Preparing a Foreclosure Defense

A home is an expensive asset. They’re so expensive that the vast majority of Americans need some help to afford one. That’s why banks offer mortgages. A mortgage is a loan that is secured by the value of your home. If you fail to make your mortgage payments, a lender can foreclose on your home to recoup the loss they incurred from your mortgage. However, even if you miss one, two, or more mortgage payments, you still have options. Don’t let the bank take your home without a fight. If you’re facing foreclosure, a reliable lawyer may have options to help you keep your home.

Call Today to Speak to a Foreclosure Defense Attorney

In Florida, a lender can’t just show up to your doorstep one day and kick you out of your home. Instead, there’s a strict process that they need to follow. Those steps include:

  • Missed payments – a lender can’t foreclose on your home unless you don’t pay them. If you miss a single payment, the lender won’t foreclose on your home. Even if you miss multiple payments, your lender may work with you to let you keep your home. However, once you start missing multiple payments without any way to pay them back, you’re in trouble.
  • 120-day waiting period – a lender needs to wait four months before they can pursue foreclosure. Until then they’ll just send you notifications that you’re breaching your mortgage agreement. This is the time that you should begin consulting an attorney to assess your options and build a defense in your foreclosure case. You may be able to pursue options like a loan modification or selling your home.
  • Notice of Default – after the 120-day waiting period, your lender will send you a document notifying you that your loan is in default. At this time, the lender will file a case with the civil court to foreclose on your property.
  • Civil trial – you and your lawyer will file an answer regarding your foreclosure with the court. Your answer will address the accusations that the lender made in their complaint.
  • Judgment or trial – at this point, the lender will ask the court to make a judgment in your case. If the court refuses, your case will go to trial.

With a qualified lawyer by your side, you may be able to stop the foreclosure process or minimize the amount you owe your lender.

foreclosure law firm largo fl

Choose a Foreclosure Law Firm You Can Count On

If you’re facing down a lender who’s trying to foreclose on your property, you have every reason to be stressed. You may feel alone and powerless. However, you don’t need to do this alone. The Wheeler Law Firm has spent nearly a decade helping clients in the Largo, FL area avoid foreclosure or minimize its impact on their lives. If you need help, don’t wait. Call the Wheeler Law Firm today for a consultation and advice on your foreclosure.

Our Testimonials
  • Lore Perretti Avatar
    Lore Perretti
    11/15/2019 - Google

    Meet an AMAZING Atty! She was reasonable due 2 my income. We went 2 court, won motions. But have 2... read more

    Vita Chiropractic Clinic Avatar
    Vita Chiropractic Clinic
    11/05/2019 - Google

    Great communication, easy and efficient to work with Attorny Wheeler.

    Laura Schaff Avatar
    Laura Schaff
    7/28/2017 - Google

    I referred a client to Ms. Wheeler because I had heard about her aggressive style and her exceptional ability to... read more

  • REHAB & HEALTHCARE CTR OF TAMPA #30714 Avatar
    REHAB & HEALTHCARE CTR OF TAMPA #30714
    6/25/2017 - Google

    Best Lawyer in town, provided me with excellent services and won my trial. Hands down definitely worth it. I am... read more

    lisa Avatar
    lisa
    6/30/2017 - Google

    I contacted Ms. Wheeler because a real estate management company presented me with an unfair lease and then refused to... read more

    Michael Counts Avatar
    Michael Counts
    3/16/2020 - Google

    Attorney Wheeler recently helped me with a family probate case from start to finish. She was extremely helpful, knowledgeable and... read more

  • Guerline Dagrin Avatar
    Guerline Dagrin
    2/24/2020 - Google

    The Most Talented Attorney - She is a machine!

    Words can’t even describe the harassment I endured with my ex...
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    Lorraine Camenzuli, PhD Avatar
    Lorraine Camenzuli, PhD
    3/12/2020 - Google

    I consulted with Ms. Wheeler about filing for dissolution of marriage in FL vs another state and she quickly took... read more

    ala Avatar
    ala
    3/24/2020 - Google

    Ms. V. Wheeler is an amazing attorney! I'd recommend her to handle any of your legal matters! Very easy to... read more

  • David Scott Avatar
    David Scott
    9/09/2020 - Google

    She shepherded the estates of both parents successfully. Was responsive to inquiries and had no issues. Nothing esoteric.

    A Google User Avatar
    A Google User
    9/09/2020 - Google

    She shepherded the estates of both parents successfully. Was responsive to inquiries and had no issues. Nothing esoteric.

    A Google User Avatar
    A Google User
    3/24/2020 - Google

    Ms. V. Wheeler is an amazing attorney! I'd recommend her to handle any of your legal matters! Very easy to... read more

  • A Google User Avatar
    A Google User
    3/16/2020 - Google

    Attorney Wheeler recently helped me with a family probate case from start to finish. She was extremely helpful, knowledgeable and... read more

    A Google User Avatar
    A Google User
    3/12/2020 - Google

    I consulted with Ms. Wheeler about filing for dissolution of marriage in FL vs another state and she quickly took... read more

    Jay Lopes Avatar
    Jay Lopes
    1/25/2021 - Google

    Valentina was very professional and friendly to work with

The information contained on this website is presented for informational and marketing purposes only and is not to be understood as legal advice. You should consult an attorney for advice respecting your individual needs. Wheeler Law Firm, PLLC looks forward to speaking with you about your particular needs. Please note, however, that the mere act of contacting our firm does not create an attorney-client relationship. As a result, you should never send any confidential information to our office until a Representation Agreement has been signed by both you and Wheeler Law Firm, PLLC.

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